Indians call traditional artisans and craftsmen “Vishwakarmas” since they are proficient in different trades like woodworking, ironworking, etc. The primary objective of the PM Vishwakarma Yojana online apply 2024 is to help these people. Nevertheless, most of them are struggling financially, despite promoting our country’s art and craft industry. The program PM Vishwakarma Yojana Online Apply 2024 offers monetary support, vocational training, and accessibility to resources for uplifting these artisans.
Through this manual, we will discuss all recent details relating to Plan PM Vishwakarma 2024 including application procedure online benefits plus eligibility requirements.
Key Features of PM Vishwakarma Yojana 2024
The PM Vishwakarma Yojana online apply 2024 aims to aid in the economic growth of craftsmen and artists. Here are some of its major attributes:
| Attribute | Detail |
| Aim | Financial aid and skill set acquisition for conventional artisans. |
| Financial Assistance | The initial installment offers loans amounting to a maximum of 1 lakh rupees and then goes on for a second installment amounting to 2 lakh rupees. |
| Interest Subsidy | An interest rate subsidy of 5% is available for all loans taken under this program. |
| Skill Development Program | The program supports online transactions, accounting systems, and business websites among others. |
| Incentives for Digitization | The program supports online transactions, accounting systems, and business websites among others. |
| Targets various | In 2023, it was created and shall proceed up to 2024 or possibly more because it has been recently launched. |
| Tenure | In 2023, it was created and shall proceed up to 2024 or possibly more due to the fact that it has been recently launched. |
| Official Website | [Official Link] (to be updated as per government notifications). |
The PM Vishwakarma Yojana: Who Can Apply
This scheme is specifically designed for artisans who possess skills in traditional crafts. The eligibility requirements are detailed below:
| Eligibility Criteria | Details |
| Age Limit | The candidate should belong to one of the traditional trades such as carpentry, weaving, etc. |
| Craft | Some occupations may need certification from authorized bodies before the application is made. |
| Residency | The applicant must be an Indian by birth and remain permanently so (in India). |
| Certification | Some occupations may need certification from authorized bodies before application is made. |
| Bank Account | It is important to register an active and legitimate bank account that has been linked with an Aadhaar number. |
| Aadhaar Linked | It is mandatory to possess an Aadhaar card for verification and authentication purposes. |
Advantages of PM Vishwakarma Yojana
PM Vishwakarma Yojana online apply 2024 is an initiative by the government that targets traditional artisans as a way of bringing them economic and skill development benefits. These initiatives are primarily meant to enhance their much-desired competitiveness in contemporary marketplaces while keeping their traditional artifacts’ craftsmanship intact.
| Benefit | Description |
| Loan Facility | New e-commerce platforms and other platforms are available through government support. |
| Interest Rate Subsidy | In respect of loans availed under the scheme, 5% interest subsidy. |
| Skill Development and Training | Programs free of charge to artisans who wish to sharpen their art skills. |
| Increased Market Opportunities | New e-commerce platforms and other platforms available through government support. |
| Incentives for Digital Transactions | Support for digital banking and e-commerce setting up along with incentives for artisans adopting digitization methods |
| Recognition and Certification | Recognition certificates for artisans to boost their wholesaling abilities. |
| Financial and Business Assistance | Workshops focusing on financial literacy and business skills aimed at increasing the economic viability of artisan communities. |
PM Vishwakarma Yojana Online 2024 Application Procedure Steps
To apply for PM Vishwakarma Yojana online apply 2024, artisans need to follow a simplified online application process to access the benefits of the scheme.
Step 1: Registration on the Official Portal
- Go to the official portal PM Vishwakarma Yojana online apply 2024 (to be updated according to official government notifications).
- On the user home page there is a button named “New User Registration”, click on it.
- Provide a mobile number, provide Aadhaar details, and as well provide other details required for the identification process.
Step 2: Complete the Application Form
After successful registration, follow these steps:
- Enter your details (Name, Age, Address, etc.) and details of your trade-in this form.
- Upload required documents such as an Aadhaar Card, Bank account details, and any other certification that may be relevant.
- Closely check all facts for correctness and completeness.
Step 3: Document Verification
- Send in your application for document verification purposes. The platform will automatically verify the authenticity of your Aadhaar card with that of the government’s records.
- Depending on the region they may ask you to come over to a local facilitation center for further checks.
Step 4: Approval and Loan Disbursement
- Once your application gets the thumbs up, you will be notified through SMS or email.
- The loan amount will be disbursed directly into your linked bank account once approved (initially ₹1 lakh).
- On successful repayment, you shall apply for another tranche of up to ₹2 lakh.
Required Documents for PM Vishwakarma Yojana Application
The following documents need to be presented by applicants while filling out an online application form:
| Document | Description |
| Aadhaar Card | Identity proof and verification. |
| Trade Certificate | Proving the applicant’s engagement in traditional trade. |
| Bank Account Details | An active and valid bank account that is linked with Aadhaar. |
| Caste Certificate (if applicable) | This is in case the applicant wishes to benefit in one or more sub-category of the reserved category. |
| Recent Photograph | A passport size photo of the applicant. |
Scheme Timeline
The PM Vishwakarma Yojana will continue beyond 2024, with the government providing periodic updates regarding its expansion and additional features.
| Activity | Timeline |
| Scheme Launch | September 2023 |
| First Loan Disbursement | Ongoing through 2024 |
| Skill Training and Workshops | Periodic workshops will be held throughout 2024 |
| The second one-time application | To make another payment of an amount in respect of the loan that they sought after they make payments for the first half. |
Some things that are asked often (FAQ):
Here are some of the many questions people have about the PM Vishwakarma Programme:
| Question | Answer |
| Who should fill in the PM Vishwakarma Programme? | Traditional artisans who practice carpentry, weaving and smithing. |
| Is it required to have an Aadhaar card? | Yes, it is essential to provide one for identification purposes. |
| What is the maximum amount you can get as a loan? | Up to ₹2 lakh can be disbursed in two parts. |
| Is there an age restriction when applying? | Traditional artisans who practice carpentry, weaving, and smithing. |
| Is training provided under the scheme? | Yes, artisans receive free skill development and training programs. |
Conclusion
As an important government initiative focused on improving the lives of traditional artisans in India. The program is aimed at helping these craftsmen preserve their crafts through financial assistance, skill development, and access to markets. By applying digitally, carpenters can avail of a variety of benefits, such as low-interest loans, training schemes, and even certification.
To get more details you can always visit the official site of PM Vishwakarma Yojana online apply 2024 for further updates.
Read More About: Vishwakarma Yojana: Benefits, Eligibility, and Registration
