February 10, 2025

If you are targeting a career in the banking sector, State Bank of India (SBI) provides some of the most prestigious roles like SBI Clerk and SBI PO (Probationary Officer). These positions come with attractive salaries, allowances, and career growth opportunities. In this article, we will explore the detailed salary structure of SBI Clerk and SBI PO, including the latest updates for 2025.

SBI Clerk Salary (2025)

The SBI Clerk, also known as Junior Associate, handles customer service, account management, and day-to-day banking operations. Let’s dive into the detailed salary breakdown for SBI Clerk.

SBI Clerk Salary Structure

ComponentAmount (₹)
Basic Pay₹19,900
Dearness Allowance₹4,000 – ₹5,000
House Rent Allowance₹2,000 – ₹4,000
Transport Allowance₹600 – ₹1,000
Special Allowance₹3,000
Gross Salary₹29,000 – ₹32,000

In-Hand Sbi clerk salary

The in-hand salary of an SBI Clerk ranges between ₹26,000 to ₹30,000 per month after deductions like provident fund, pension, and income tax.

Benefits and Facilities of SBI Clerk

  • Medical Insurance: Reimbursed amount for self and family is up to ₹2 lakhs.
  • Leave Policy: Paid leaves, maternity leaves, and casual leaves.
  • Loan Facilities: Low rates for home, car, and personal loans.
  • Provident Fund and Pension: Assured financial future post retirement.

SBI PO Salary (2025)

The SBI PO is a position of management, which has higher responsibilities and an attractive salary package. The work involves customer handling, loan approvals, and supervising bank operations.

SBI PO Salary Structure

ComponentAmount (₹)
Basic Pay₹41,960
Dearness Allowance₹10,000 – ₹12,000
House Rent Allowance₹3,000 – ₹8,000
City Compensatory Allowance₹1,400 – ₹2,000
Special Allowance₹6,000
Gross Salary₹55,000 – ₹60,000

In-Hand SBI PO Salary 

The in-hand salary of an SBI PO is approximately ₹50,000 to ₹55,000 per month after deductions.

Perks and Benefits for SBI PO

  • Health Insurance: ₹4 lakhs of Coverage.
  • Leave Travel Concession: Reimbursement of travel allowances.
  • Housing Allowance: Reimbursement of rent and accommodation on rent.
  • Furniture Allowance: One-time settlement for furniture shopping.
  • Loan Facilitations: Special rates home, car loan, and other personal loans offered.

Comparison : SBI Clerk vs. SBI PO Salary

ParameterSBI ClerkSBI PO
Basic Pay₹19,900₹41,960
Gross Salary₹29,000 – ₹32,000₹55,000 – ₹60,000
In-Hand Salary₹26,000 – ₹30,000₹50,000 – ₹55,000
Job RoleCustomer ServiceManagerial
PromotionsSlowFast

Latest Updates related to SBI Clerk and PO Salary (2025)

1. Dearness Allowance (DA) revised end

As on 2025, DA for SBI employees has been hiked with inflation basis which increases the gross salary to a minor extend.

2. Fresh Allowances

SBI has rolled out fresh allowances for its employees in the form of increased travel reimbursements and medical cover.

3. Performance-based Bonus

The bank has launched performance-based bonuses for both Clerks as well as POs. For example, employees of the bank shall be paid annual bonuses between ₹50,000 and ₹1 lakh if they perform beyond the target.

How to Become an SBI Clerk or SBI PO?

To become an SBI Clerk or SBI PO, candidates need to clear the respective exams conducted by SBI.

Eligibility Criteria

  • SBI Clerk: Bachelor’s degree in any discipline.
  • SBI PO: Bachelor’s degree with a minimum of 50% marks.

Selection Process

  • SBI Clerk: Preliminary Exam, Main Exam, and Language Proficiency Test.
  • SBI PO: Preliminary Exam, Main Exam, Group Discussion, and Personal Interview.

Career Growth in SBI

SBI Clerks as well as POs have fantastic career growth. But SBI POs get promoted relatively faster and, thus, get elevated to top management levels earlier.

  • SBI Clerk Career Stream: Junior Associate, Senior Associate, Assistant Manager, Manager, Chief Manager
  • SBI PO Career Stream: Probationary Officer, Assistant Manager, Branch Manager, Regional Manager, General Manager

FAQs

Q1: How much is the joining salary of SBI Clerk?

The joining salary of an SBI Clerk ranges from ₹26,000 to ₹30,000 per month.

Q2: How much does an SBI PO earn?

An SBI PO earns an in-hand salary of around ₹50,000 to ₹55,000 per month.

Q3: Which position is better: SBI Clerk or SBI PO?

SBI PO is considered better in terms of salary, job responsibilities, and career growth.

Q4: Are there any additional perks for SBI employees?

Yes, SBI employees enjoy perks like medical insurance, loan facilities, travel allowances, and performance bonuses.

Conclusion

The SBI Clerk salary and SBI PO salary are attractive and come with various benefits. While the SBI Clerk position offers a decent starting salary, the SBI PO role provides better career growth and higher pay. If you are looking to join the banking sector, SBI is one of the best employers to work with.

Whatever is your choice: Clerk or PO, you would be able to enjoy job security, growth, and a handsome salary package.

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