In Rajasthan, where 29. 47 per cent of the population live below the poverty line, and to get or afford good health care is almost an impossibility. To secure it the MNREGA and the Rajasthan government under the leadership of CM Ashok Gehlot launched the Mukhyamantri Chiranjeevi Yojana a health transformative scheme which envisaged to provide cashless health insurance up to Rs 25 lakh to every family of the state.
Explain the Mukhyamantri Chiranjeevi Yojana
The Mukhyamantri Chiranjeevi Yojana was launched by the Rajasthan government to make avail for cashless health and insurance companies up to Rs 25 lakhs all families are in Rajasthan which may not be independent financially and Overview 1576 medical procedures ad benefits in this plan. Moreover, through insurance, members are able to visit any hospital of their choice, whether private or government-owned hospital. The yearly premium of this plan is only 850 Rs, which is about 70 Rs. 8 per month.
Health Care Under Chiranjeevi Yojana Health Insurance Programme in Rajasthan
There is a health life insurance scheme namely the Chiranjeevi Health Insurance Scheme in Rajasthan where health checkups and insurance are free of charge and all the people in Rajasthan state of India. It is important to know that benefited more than 1,20,000 people through this scheme and those people have been treated freely.
As per the annual budget of Chiranjeevi Yojana: For the financial year 2023-24 the grant for health insurance per year has been increased from Rs. 10 lakhs to Rs. 25 lakhs per beneficiary. Now there is also an additional accident cover with the amount of Rs 10 lakhs.
Those expensive techniques such as heart, liver and bone marrow transplants, and cochlear implant surgeries have also been included in the scheme now. Yet, even better news for Chiranjeevi Yojana is that women who are heads of families will be provided with Internet-enabled smartphones for free for the next 3 years.
How Does the Chiranjeevi Yojana Work?
CBY is a useful insurance health scheme that gives an insurance cover to those poor and needy people for medical expenses or hospitalization. For that treatment, they don’t even pay a dime. This government programme allows them can take financial backup for the future of themselves and their families such as hospital bills etc.
Eligibility Criteria for Mukhyamantri Chiranjeevi Swasthya Yojana
The following are the general criteria requirements of the aspirant’s venture under the Chiranjeevi Yojana.
To avail of Chiranjeevi Bima Yojana one has to be a permanent resident of Rajasthan only.
This health insurance programme is confined to those people only who come under the BPL category that is Below Poverty Line.
Some of the potential recipients that might apply for this programme are holders of the Jan Aadhaar cards, the ones who receive food from the National Food Security Act, families on the COVID-19 ex-gratia list, contractual farmers, and marginal farmers.
Besides, the applicants also have to provide the documents required for Chiranjeevi Yojana such as an Aadhar card, address and income proof, passport-size photos, a ration card, a BPL card and mobile number.
Advantage of the Chiranjeevi Yojana Health Scheme:
Read below to appreciate the essentials of the Chiranjeevi Swasthya Bima Yojana.
1. High-sum insured: The health insurance of Rs. 25 lakhs for one year can be undertaken at the premium of Rs. 850 per family for the beneficiaries.
2. Coverage for pre and post-hospitalisation: In addition, this programme reimburses charges incurred for pre and post-hospitalization medical expenses. It covers a five-day period before hospitalization and fifteen days after discharge.
3. Avail treatment at any hospital: It is possible to get treatment in both public and private hospitals and clinics in the case of beneficiaries.
4. Cashless facilities: Pick up cashless medical facilities from the hospitals.
5. Wide range of medical procedures covered: This policy covers most of the medical actions that may be obligatory by a person.
Key Features of the Chiranjeevi Rajasthan Health Insurance Scheme
Now let us discuss the salient characteristic features of this health plan.
- Another condition that makes the enrolled beneficiaries under Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana eligible for the Chiranjeevi Rajasthan Health Insurance Scheme is another factor.
- The cashless treatment programme that is available under the SECC and NFSA is for people who fall below the poverty line.
- This programme also includes small farmers and contract employees.
- This programme also includes haemodialysis and other critical conditions for instance COVID-19. It is very beneficial to those people who earn meagre income or little wages at their places of work.
- The mentioned Chiranjeevi Yojana Scheme Rajasthan Application Form is used to apply for eligibility for the scheme for users across the state of Rajasthan.
- Below are the procedures to follow to apply for this scheme through the Internet.
How to Apply for Chiranjeevi Yojana Scheme Rajasthan Online
- Ensure you filled out this registration form to the end and your login information will be sent to the registered number.
- With your login and password, you will be able to use the website’s information that you want to use.
- You can use your login details to proceed to the dashboard, then to the application form, fill it and submit it.
- Make a printout of the form and retain it with you until the time, it has to be filled up and submitted.
Conclusion
Mukhyamantri Chiranjeevi Yojana is another Rajasthan Government health insurance scheme which is future to provide cashless health insurance cover for relations and living below the poverty line in Rajasthan up to Rs 250000. It comprises 1576 medical and procedures or lets the members to attend the hospital of their preference. The scheme has however provided cover to over 1,20,000 people and has provisions for hi-tech procedures such as transplants. It also offers free smartphones to the women’s heads of households.
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