If you are targeting a career in the banking sector, State Bank of India (SBI) provides some of the most prestigious roles like SBI Clerk and SBI PO (Probationary Officer). These positions come with attractive salaries, allowances, and career growth opportunities. In this article, we will explore the detailed salary structure of SBI Clerk and SBI PO, including the latest updates for 2025.
The SBI Clerk, also known as Junior Associate, handles customer service, account management, and day-to-day banking operations. Let’s dive into the detailed salary breakdown for SBI Clerk.
| Component | Amount (₹) |
| Basic Pay | ₹19,900 |
| Dearness Allowance | ₹4,000 – ₹5,000 |
| House Rent Allowance | ₹2,000 – ₹4,000 |
| Transport Allowance | ₹600 – ₹1,000 |
| Special Allowance | ₹3,000 |
| Gross Salary | ₹29,000 – ₹32,000 |
The in-hand salary of an SBI Clerk ranges between ₹26,000 to ₹30,000 per month after deductions like provident fund, pension, and income tax.
The SBI PO is a position of management, which has higher responsibilities and an attractive salary package. The work involves customer handling, loan approvals, and supervising bank operations.
| Component | Amount (₹) |
| Basic Pay | ₹41,960 |
| Dearness Allowance | ₹10,000 – ₹12,000 |
| House Rent Allowance | ₹3,000 – ₹8,000 |
| City Compensatory Allowance | ₹1,400 – ₹2,000 |
| Special Allowance | ₹6,000 |
| Gross Salary | ₹55,000 – ₹60,000 |
The in-hand salary of an SBI PO is approximately ₹50,000 to ₹55,000 per month after deductions.
| Parameter | SBI Clerk | SBI PO |
| Basic Pay | ₹19,900 | ₹41,960 |
| Gross Salary | ₹29,000 – ₹32,000 | ₹55,000 – ₹60,000 |
| In-Hand Salary | ₹26,000 – ₹30,000 | ₹50,000 – ₹55,000 |
| Job Role | Customer Service | Managerial |
| Promotions | Slow | Fast |
As on 2025, DA for SBI employees has been hiked with inflation basis which increases the gross salary to a minor extend.
SBI has rolled out fresh allowances for its employees in the form of increased travel reimbursements and medical cover.
The bank has launched performance-based bonuses for both Clerks as well as POs. For example, employees of the bank shall be paid annual bonuses between ₹50,000 and ₹1 lakh if they perform beyond the target.
To become an SBI Clerk or SBI PO, candidates need to clear the respective exams conducted by SBI.
SBI Clerks as well as POs have fantastic career growth. But SBI POs get promoted relatively faster and, thus, get elevated to top management levels earlier.
The joining salary of an SBI Clerk ranges from ₹26,000 to ₹30,000 per month.
An SBI PO earns an in-hand salary of around ₹50,000 to ₹55,000 per month.
SBI PO is considered better in terms of salary, job responsibilities, and career growth.
Yes, SBI employees enjoy perks like medical insurance, loan facilities, travel allowances, and performance bonuses.
The SBI Clerk salary and SBI PO salary are attractive and come with various benefits. While the SBI Clerk position offers a decent starting salary, the SBI PO role provides better career growth and higher pay. If you are looking to join the banking sector, SBI is one of the best employers to work with.
Whatever is your choice: Clerk or PO, you would be able to enjoy job security, growth, and a handsome salary package.
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